Financial Assistance
Your Income Estimate Is the Most Important Number You'll Enter
The repayment safety net is gone. Here's how to protect yourself from a surprise tax bill.
Mark Schlange•November 2026
Health Insurance Insights
Your trusted resource for understanding health insurance, from marketplace plans to financial tips.
Enrollment
Don't Let Your Plan Auto-Renew Without a Second Look
Same plan name doesn't mean same plan. Ten minutes now can save you a lot of frustration in January.
Mark Schlange•October 2026
Financial Planning
Premiums Are Going Up Again. Here's What to Do Before You Panic.
A rate increase is a decision point, not a dead end, especially if you don't qualify for a subsidy.
Mark Schlange•October 2026
ACA Insurance
Association Health Plans: Who They're Actually Good For
Association plans are a real option for a specific kind of person — not a loophole, and not a universal answer. Here's who they tend to fit.
Mark Schlange•September 2026
Financial Planning
Having Health Insurance Is Not the Same as Being Financially Protected
A health insurance card in your wallet doesn't necessarily mean you are adequately protected. Look past the premium to what happens in a serious claim.
Mark Schlange•August 2026
ACA Insurance
Off-Exchange Doesn't Mean Off-Guardrails
Off-exchange is not "no protections." Most plans in this situation are still fully ACA-compliant — they just aren't bought through the Marketplace.
Mark Schlange•July 2026
Page 1 of 13