Supplemental insurance, also known as secondary or additional insurance, is designed to provide coverage beyond what your primary insurance policy offers. It’s not meant to replace your primary insurance but rather to fill in the gaps and cover expenses that may not be included in your primary policy. These gaps can vary from medical costs to accident-related expenses and even non-medical costs such as lost income due to illness or injury.
While standard health insurance provides essential coverage, there are situations where additional financial protection can be beneficial. That’s where supplemental insurance comes in. In this blog, we will explore the concept of supplemental insurance, its benefits, and when it might be needed.
Medical debt is a growing concern for many individuals, often resulting from unexpected healthcare expenses. However, there are programs available, such as hospital care charity programs, that can provide financial assistance and help individuals avoid the burden of medical debt.